The difference, made visible
Same data, two very different stories about who you are.
The differentiator
Most finance apps treat couples as an afterthought. CoinSprout makes “us” a first-class concept: households with joint accounts, shared budgets, shared goals, and an activity feed so no one has to ask who edited what?
Household activity
live
How it works
Add one checking account with today’s balance. That’s it. You can add more later — personal, joint, multi-currency.
Drop in a CSV, PDF, or a photo. AI sorts and categorizes. You review the rows, fix anything odd, commit when ready. Nothing saves until you say so.
Budgets, goals, and net worth show up automatically. Garden milestones mark each year of progress. A weekly digest, if you want one.
The whole garden
Each budget is a monthly cap per category with a progress ring and a health emoji. Thriving 🌿 through over budget 🥀 — no screaming red. Split expenses are netted automatically, so when your friend pays you back, your food budget recovers.
“No screaming red.”
Set a target, pick an optional date, and CoinSprout calculates the monthly amount to save. Goals move through stages — seed 🌰, sprout 🌱, growing 🌿, bloom 🌸 — so progress feels earned, not mechanical.
“Progress, earned.”
A monthly history derived from every transaction. Six garden milestones mark the journey — First Sprout, Growing Roots, Strong Sapling, Flourishing, Deep Roots, Mighty Oak — so you can see exactly where your roots are deepest.
“Six milestones, six years of growing.”
Drop a CSV, PDF, or photo. CoinSprout reads it, categorizes every row, flags duplicates, and scores its own confidence so you know which rows to double-check. Up to 500 transactions per upload. Nothing saved until you approve.
“Drop a statement. Approve when ready.”
What about privacy
Read the full policy — it’s readable, short, and means what it says.
Uploaded files are stored in your Convex instance, used only to generate the transactions you review, and deletable any time.
We don’t sell your data. AI vendors process rows for parsing only — your statements aren’t used to train models.
Full JSON backup of everything — accounts, transactions, budgets, goals, rules. Leave any time, take your garden with you.